How to Pay your Axis Bank Credit Card Bills
In the new age of technology we live in, affordability has become easy. With credit cards that suit your spending patterns, you get multiple advantages when you use them. Besides the clear advantage of cash on hand, credit cards let you earn reward points while you make purchases. Reward points are not the only perks you get. You also get cashback offers and deals and discounts. A popular credit card that can make your shopping stress-free is the Axis Bank credit card. Nonetheless, it’s a good idea to check your Axis Bank credit card status regularly to track your spending.
About Axis Bank credit cards
Axis Bank credit cards are rated among top credit cards today, giving you several benefits and features that help you save while you shop. You will discover that Axis Bank credit cards come with discounts while you shop, dining perks (up to 20% off at dining partners) and high credit limits that may tempt you to spend more. However, having a high credit limit may be a substantial advantage, but you should always make sure you settle your Axis bank credit card payment at the end of a billing cycle.
How to pay an Axis Bank credit card bill online & offline
You can easily apply for an Axis Bank credit card online. The important thing to note when you have a credit card, however, is the fact that you have to pay your bills on time, and in full. If you make part payments, balances are carried forward and they incur charges and penalties. You stand to accumulate debt and this reflects badly on your credit profile. With convenient ways of making an Axis Bank credit card payment online or offline, you can avoid late payments. You can settle your bills in the following ways:
- Online payment – you can make online payments in the following ways:
- Payment via NEFT – you can pay your bill through a NEFT transfer from your bank account into your credit card account.
- Payment through net banking – you can pay using net banking whether you are an Axis Bank customer or not.
- Payment via Paytm – you can log in to your Paytm account and pay your bill.
- Payment by an auto-debit facility – in order to ensure that you pay bills on time, you can give standing instructions to your bank to debit credit card bill amounts automatically.
Offline payment – offline payments can be made via cash deposits through Axis Bank ATM machines or at Axis Bank branches by cash or cheque
How to download an Axis Bank credit card statement
As most transactions are conducted online today, you can view and download Axis Bank credit card statement quite easily. This helps you to keep a track of your spending from time to time, and also to keep a record of your credit card bills. You can download your statement by visiting the Axis Bank website. You can click on ‘Axis Support’ or go to the credit card section and download your statement/bill through a menu-driven process. In the process, you will have to enter your phone number and go through an OTP-led verification process.
Final Lines
Paying credit card bills in a timely manner and in totality ensure that you make full use of your credit potential and give you a good credit score. Using a credit card is beneficial, provided you use it wisely and pay bills stringently.
